A denied claim is one where an insurance company refuses to pay because it believes the insured or policy owner did something wrong.

Insurance companies are obligated to pay claims timely, usually within 30 to 90 days after they receive a valid claim and proof of death. The exact deadline is set by the laws of each state.

Disputed claims come in two varieties: those where the insurance company already paid the death benefits, but they were paid to the wrong person; and those where two or more people claim the same death benefits, but the insurance company hasn’t paid the claim to anyone yet.

We never charge to have a conversation about your situation. Please contact one of our life insurance attorneys for a free consultation.

We recovered $184,000 for a client after a federal court agreed to set aside a default that had been entered against a Louisiana beneficiary who believed her written responses served on the insurer’s counsel were proper.

Brittany Root

Judge Aileen Cannon of the Southern District of Florida federal court has ruled that North American Company for Life and Health Insurance cannot invoke a policy’s suicide exclusion clause to void coverage by calling an insured’s death at the hands of law enforcement a “suicide-by-cop.”

Michael Hoover

A federal court in Ohio has approved payment of $307,000 and interest to the widow of a veteran who was accidentally killed in a car crash.

William J. Perry